Seniors and Exercise

How can seniors benefit from aerobic exercise? Like virtue, exercise is its own reward — and it can help you feel as strong as you did when John F. Kennedy was president. Lifting weights is an excellent way to roll back the years, but the cornerstone of most senior fitness programs is aerobic exercise. Anything… [Read More]

Home Prices Are Falling in These Cities—While They’re Rising Just About Everywhere Else

Everyone by now has some familiarity with America’s daunting pandemic-era real estate math: Take an all-consuming demand for new homes and bigger spaces, add in low mortgage rates and historically paltry inventory levels, and it all equals home prices that are skyrocketing to unheard of heights. And it seems to be happening just about everywhere…. [Read More]

5 Things Every First-Time Home Buyer Needs to Know

Here’s what every first-time home buyer needs to know to dive into house hunting with confidence—and with as few curveballs as possible. Whether it’s getting a mortgage, choosing a real estate agent, shopping for a home, or making a down payment, we lay out the must-knows of buying for the first time below. 1. How… [Read More]

Industry Expert: What USA Today Got Wrong About Reverse Mortgages

Even before USA Today published an article this month taking aim at reverse mortgages and the associated industry’s practices, the news outlet had previously published articles that relate caution to its readers concerning the idea of engaging in a reverse transaction. One such article was posted back in April, and a prominent industry expert has… [Read More]

Customer Review!

Ciardi HS

“We strongly recommend Michael Ciardi, Mortgage Originator of Carefree Mortgage in Stuart, Florida. Michael provided individual and professional attention throughout the entire loan process, and it didn’t stop there; Michael followed through to the end and was with us at the closing to make sure everything went smooth. Michael is very knowledgeable regarding regulations and… [Read More]

Ranking the Most and Least Expensive Places to Retire

After crunching all the numbers, Realtor.com has released a list of the most and least expensive places where the rapidly expanding baby boomer population can spend their retirement years. Realtor.com looked at cities already popular for seniors, and, not surprisingly, three of the most affordable locations are in Florida, with Sebring, Fla. and its $180,000… [Read More]