One of the biggest assets seniors have is their home, and in some situations those who are facing challenges in retirement may be able to live a bit more comfortably by tapping into their home equity, explains a recent article from U.S. News & World Report. Using a home as a retirement fund is one…

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So you’ve noticed some changes in your thinking; you often misplace your keys or have trouble coming up with the right word in conversations. But how do you know when these changes are a normal part of getting older or if they might be pointing to a health problem such as dementia? How the Brain…

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Your senior years can be one of the most enjoyable and fulfilling times of your life. As the baby boomer generation gets older, the number of senior citizens in the United States is rapidly increasing, and seniors are finding ways to be more active and involved. There are more seniors today than ever before. In…

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How much does lawn care cost? That’s a question home buyers don’t often consider as carefully as they should. When you first lay eyes on that gorgeous spread of grass, it tends to look much greener when you don’t own it. But once those weeds creep knee-high or the grass starts to brown, you’ll want…

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Winter may feel like a time for hibernation, but it’s important for seniors to safely keep up their hobbies and physical activity in the cold weather. “It’s important to get outside as much as possible, whether it’s temperate or even if it’s colder, as long as it’s safe to do so,” said Dr. Angela Catic,…

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How can seniors benefit from aerobic exercise? Like virtue, exercise is its own reward — and it can help you feel as strong as you did when John F. Kennedy was president. Lifting weights is an excellent way to roll back the years, but the cornerstone of most senior fitness programs is aerobic exercise. Anything…

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Here’s what every first-time home buyer needs to know to dive into house hunting with confidence—and with as few curveballs as possible. Whether it’s getting a mortgage, choosing a real estate agent, shopping for a home, or making a down payment, we lay out the must-knows of buying for the first time below. 1. How…

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Even before USA Today published an article this month taking aim at reverse mortgages and the associated industry’s practices, the news outlet had previously published articles that relate caution to its readers concerning the idea of engaging in a reverse transaction. One such article was posted back in April, and a prominent industry expert has…

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“We strongly recommend Michael Ciardi, Mortgage Originator of Carefree Mortgage in Stuart, Florida. Michael provided individual and professional attention throughout the entire loan process, and it didn’t stop there; Michael followed through to the end and was with us at the closing to make sure everything went smooth. Michael is very knowledgeable regarding regulations and…

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