How lenders determine how much house you can afford Lenders use several factors to calculate how much they’re willing to loan you. “Expect lenders to focus on these core things: income, existing debt, and your credit history,” says Jake Vehige, president of mortgage lending at Neighbors Bank. “A lender is looking to understand what a…

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They say you’re never too old to learn, but is there a cutoff when it comes to homebuying? The median homebuyer is now 56 years old, which is seven years older than in 2023. The average age of first-time buyers has also increased—it now takes prospective buyers until the ripe-old age of 38 to finally…

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How much does lawn care cost? That’s a question home buyers don’t often consider as carefully as they should. When you first lay eyes on that gorgeous spread of grass, it tends to look much greener when you don’t own it. But once those weeds creep knee-high or the grass starts to brown, you’ll want…

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If you’ve been following us at all lately, then you know we’re a bit germaphobic—and with good reason. Who knew, for example, that your kitchen is actually the dirtiest part of your whole house? But before you bleach down all the surfaces, hear this. The kitchen isn’t the only place where creepy, crawly germs are…

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